Local banks reject U.S. Treasury checks? Learn proven options: open SDFCU account via ACA membership, mail to U.S. bank, or use ITIN for direct deposit. Avoid delays and high fees for IRS refunds overseas.

Learn how the October–November 2025 U.S. federal shutdown slowed IRS ITIN processing, extended 1040NR refund timelines, and delayed W‑7 applications, and how a Certified Acceptance Agent can help you navigate these delays.

Learn why foreign partners in U.S. partnerships must obtain an ITIN for tax reporting and compliance. Understand Form W-7, Schedule K-1 requirements, and how Certified Acceptance Agents help streamline the IRS ITIN process.